https://rallyrates.com/Where mortgage rates are — reported, not routed. Per-product market rates are REAL — Optimal Blue OBMMI (daily, lock-based, via FRED), for information only, not live quotes or offers and not attributable to any named lender. Lender-level rows are real published rate sheets, monitored politely; coverage is thin and shown honestly (absence, never filler). RallyRates takes no money from lenders for placement; ranking is lowest-rate-first and cannot read who pays. Not for use in any lending decision.Thu, 20 Aug 2026 00:00:00 GMTThu, 20 Aug 2026 00:00:00 GMTRallyRates Index — 30yr fixed conforming market rate 6.716% (Optimal Blue OBMMI, 2026-08-20); 13 sourced lender(s)rallyrates:index:headline:2026-08-20RallyRates — 30yr Fixed · Conforming market rate 6.716% (Optimal Blue OBMMI, 2026-08-20); 6 sourced lender(s)rallyrates:index:conforming-30:2026-08-20RallyRates — 20yr Fixed · Conforming sourced-lender avg 6.466% across 4 lender(s), 2026-08-12rallyrates:index:conforming-20:2026-08-20RallyRates — 15yr Fixed · Conforming market rate 6.012% (Optimal Blue OBMMI, 2026-08-20); 6 sourced lender(s)rallyrates:index:conforming-15:2026-08-20RallyRates — 10yr Fixed · Conforming sourced-lender avg 5.958% across 3 lender(s), 2026-08-12rallyrates:index:conforming-10:2026-08-20RallyRates — 30yr Fixed · Jumbo market rate 6.748% (Optimal Blue OBMMI, 2026-08-20); 4 sourced lender(s)rallyrates:index:jumbo-30:2026-08-20RallyRates — 15yr Fixed · Jumbo sourced-lender avg 6.125% across 3 lender(s), 2026-08-12rallyrates:index:jumbo-15:2026-08-20RallyRates — 30yr Fixed · FHA market rate 6.483% (Optimal Blue OBMMI, 2026-08-20); 1 sourced lender(s)rallyrates:index:fha-30:2026-08-20RallyRates — 15yr Fixed · FHA sourced-lender avg 5.500% across 1 lender(s), 2026-08-12rallyrates:index:fha-15:2026-08-20RallyRates — 30yr Fixed · VA market rate 6.353% (Optimal Blue OBMMI, 2026-08-20); 2 sourced lender(s)rallyrates:index:va-30:2026-08-20RallyRates — 15yr Fixed · VA sourced-lender avg 5.438% across 2 lender(s), 2026-08-12rallyrates:index:va-15:2026-08-20RallyRates — 5-yr ARM sourced-lender avg 6.000% across 1 lender(s), 2026-08-12rallyrates:index:arm-5:2026-08-20RallyRates — 7-yr ARM sourced-lender avg 6.375% across 2 lender(s), 2026-08-12rallyrates:index:arm-7:2026-08-20RallyRates — 10-yr ARM sourced-lender avg 6.562% across 2 lender(s), 2026-08-12rallyrates:index:arm-10:2026-08-20