Mortgage rates: Week of March 16, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Mar 16–20, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 6.165% | 6.356% | +19 bp |
| 15-yr conventional | 5.477% | 5.707% | +23 bp |
| FHA 30-yr | 5.958% | 6.164% | +21 bp |
| VA 30-yr | 5.808% | 5.999% | +19 bp |
| 10-yr Treasury (the driver) | 4.230% | 4.390% | +16 bp |
Over Mar 16–20, 2026, the conventional 30-year benchmark opened at 6.165% and closed at 6.356%. The 10-year Treasury climbed 16bp on the week, and conventional 30-year mortgage rates followed higher.
The 15-year conventional closed the week at 5.707%; FHA 30-year at 6.164%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
On the calendar that week: FOMC rate decision + projections (Wed) — the scheduled releases that most move the Treasury market behind mortgage rates. We note what was on the docket, not a cause.