Mortgage rates: Week of May 18, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during May 18–22, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 6.545% | 6.507% | −4 bp |
| 15-yr conventional | 5.911% | 5.882% | −3 bp |
| FHA 30-yr | 6.267% | 6.315% | +5 bp |
| VA 30-yr | 6.154% | 6.137% | −2 bp |
| 10-yr Treasury (the driver) | 4.610% | 4.560% | −5 bp |
Over May 18–22, 2026, the conventional 30-year benchmark opened at 6.545% and closed at 6.507%. The 10-year Treasury eased 5bp on the week, and conventional 30-year mortgage rates followed lower.
The 15-year conventional closed the week at 5.882%; FHA 30-year at 6.315%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
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