Mortgage rates: Week of June 29, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Jun 29 – Jul 2, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 6.419% | 6.463% | +4 bp |
| 15-yr conventional | 5.744% | 5.795% | +5 bp |
| FHA 30-yr | 6.267% | 6.317% | +5 bp |
| VA 30-yr | 6.023% | 6.052% | +3 bp |
| 10-yr Treasury (the driver) | 4.380% | 4.490% | +11 bp |
Over Jun 29 – Jul 2, 2026, the conventional 30-year benchmark opened at 6.419% and closed at 6.463%. The 10-year Treasury climbed 11bp on the week, and conventional 30-year mortgage rates followed higher.
The 15-year conventional closed the week at 5.795%; FHA 30-year at 6.317%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
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