Mortgage rates: Week of August 10, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Aug 10–14, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 6.698% | 6.647% | −5 bp |
| 15-yr conventional | 6.023% | 5.990% | −3 bp |
| FHA 30-yr | 6.440% | 6.488% | +5 bp |
| VA 30-yr | 6.303% | 6.301% | flat |
| 10-yr Treasury (the driver) | 4.720% | 4.680% | −4 bp |
Over Aug 10–14, 2026, the conventional 30-year benchmark opened at 6.698% and closed at 6.647%. The 10-year Treasury eased 4bp on the week, and conventional 30-year mortgage rates followed lower.
The 15-year conventional closed the week at 5.990%; FHA 30-year at 6.488%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
On the calendar that week: CPI inflation (Wed); PPI inflation (Thu); Retail sales (Fri) — the scheduled releases that most move the Treasury market behind mortgage rates. We note what was on the docket, not a cause.