Mortgage rates: Week of September 14, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Sep 14–15, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 6.968% | 7.014% | +5 bp |
| 15-yr conventional | 6.274% | 6.391% | +12 bp |
| FHA 30-yr | 6.725% | 6.818% | +9 bp |
| VA 30-yr | 6.623% | 6.706% | +8 bp |
| 10-yr Treasury (the driver) | 4.970% | 5.000% | +3 bp |
Over Sep 14–15, 2026, the conventional 30-year benchmark opened at 6.968% and closed at 7.014%. The 10-year Treasury climbed 3bp on the week, and conventional 30-year mortgage rates followed higher.
The 15-year conventional closed the week at 6.391%; FHA 30-year at 6.818%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
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