Mortgage rates: Week of September 14, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Sep 14–17, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 6.968% | 7.013% | +4 bp |
| 15-yr conventional | 6.274% | 6.395% | +12 bp |
| FHA 30-yr | 6.725% | 6.781% | +6 bp |
| VA 30-yr | 6.623% | 6.694% | +7 bp |
| 10-yr Treasury (the driver) | 4.970% | 5.010% | +4 bp |
Over Sep 14–17, 2026, the conventional 30-year benchmark opened at 6.968% and closed at 7.013%. The 10-year Treasury climbed 4bp on the week, and conventional 30-year mortgage rates followed higher.
The 15-year conventional closed the week at 6.395%; FHA 30-year at 6.781%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
On the calendar that week: FOMC rate decision + projections (Wed) — the scheduled releases that most move the Treasury market behind mortgage rates. We note what was on the docket, not a cause.