Mortgage rates: Week of September 21, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Sep 21–22, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 7.034% | 7.028% | −1 bp |
| 15-yr conventional | 6.536% | 6.375% | −16 bp |
| FHA 30-yr | 6.802% | 6.833% | +3 bp |
| VA 30-yr | 6.752% | 6.716% | −4 bp |
| 10-yr Treasury (the driver) | 4.960% | 4.960% | flat |
Over Sep 21–22, 2026, the conventional 30-year benchmark opened at 7.034% and closed at 7.028%. Conventional 30-year mortgage rates eased 1bp on the week; the 10-year Treasury was little changed.
The 15-year conventional closed the week at 6.375%; FHA 30-year at 6.833%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
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