Mortgage rates: Week of September 28, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Sep 28–30, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 7.310% | 7.386% | +8 bp |
| 15-yr conventional | 6.672% | 6.623% | −5 bp |
| FHA 30-yr | 7.045% | 7.095% | +5 bp |
| VA 30-yr | 7.030% | 7.083% | +5 bp |
| 10-yr Treasury (the driver) | 5.240% | 5.290% | +5 bp |
Over Sep 28–30, 2026, the conventional 30-year benchmark opened at 7.310% and closed at 7.386%. The 10-year Treasury climbed 5bp on the week, and conventional 30-year mortgage rates followed higher.
The 15-year conventional closed the week at 6.623%; FHA 30-year at 7.095%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
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