Mortgage rates: Week of September 28, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Sep 28 – Oct 1, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 7.310% | 7.368% | +6 bp |
| 15-yr conventional | 6.672% | 6.681% | +1 bp |
| FHA 30-yr | 7.045% | 7.096% | +5 bp |
| VA 30-yr | 7.030% | 7.005% | −3 bp |
| 10-yr Treasury (the driver) | 5.240% | 5.240% | flat |
Over Sep 28 – Oct 1, 2026, the conventional 30-year benchmark opened at 7.310% and closed at 7.368%. Conventional 30-year mortgage rates climbed 6bp on the week; the 10-year Treasury was little changed.
The 15-year conventional closed the week at 6.681%; FHA 30-year at 7.096%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
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