Mortgage rates: Week of April 13, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Apr 13–17, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 6.279% | 6.187% | −9 bp |
| 15-yr conventional | 5.689% | 5.486% | −20 bp |
| FHA 30-yr | 6.076% | 6.017% | −6 bp |
| VA 30-yr | 5.926% | 5.805% | −12 bp |
| 10-yr Treasury (the driver) | 4.300% | 4.260% | −4 bp |
Over Apr 13–17, 2026, the conventional 30-year benchmark opened at 6.279% and closed at 6.187%. The 10-year Treasury eased 4bp on the week, and conventional 30-year mortgage rates followed lower.
The 15-year conventional closed the week at 5.486%; FHA 30-year at 6.017%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
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