Mortgage rates: Week of April 20, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Apr 20–24, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 6.218% | 6.253% | +4 bp |
| 15-yr conventional | 5.450% | 5.620% | +17 bp |
| FHA 30-yr | 6.014% | 6.056% | +4 bp |
| VA 30-yr | 5.819% | 5.841% | +2 bp |
| 10-yr Treasury (the driver) | 4.260% | 4.310% | +5 bp |
Over Apr 20–24, 2026, the conventional 30-year benchmark opened at 6.218% and closed at 6.253%. The 10-year Treasury climbed 5bp on the week, and conventional 30-year mortgage rates followed higher.
The 15-year conventional closed the week at 5.620%; FHA 30-year at 6.056%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
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