Mortgage rates: Week of April 27, 2026
A plain, factual recap of where U.S. mortgage-rate benchmarks moved during Apr 27 – May 1, 2026 — the OBMMI medians RallyRates tracks and the 10-year Treasury that anchors them. We report the moves; we never forecast.
| Benchmark | Mon | Fri | Week |
|---|---|---|---|
| 30-yr conventional | 6.259% | 6.313% | +5 bp |
| 15-yr conventional | 5.593% | 5.611% | +2 bp |
| FHA 30-yr | 6.056% | 6.136% | +8 bp |
| VA 30-yr | 5.888% | 5.935% | +5 bp |
| 10-yr Treasury (the driver) | 4.350% | 4.390% | +4 bp |
Over Apr 27 – May 1, 2026, the conventional 30-year benchmark opened at 6.259% and closed at 6.313%. The 10-year Treasury climbed 4bp on the week, and conventional 30-year mortgage rates followed higher.
The 15-year conventional closed the week at 5.611%; FHA 30-year at 6.136%. These are benchmark medians, not a lender quote — for a live, lowest-APR-first board of real published rates, open the terminal.
On the calendar that week: FOMC rate decision (Wed); the monthly jobs report (Fri) — the scheduled releases that most move the Treasury market behind mortgage rates. We note what was on the docket, not a cause.